Best Brokers with Standard Account 2026
A simple spread-only pricing model that's ideal for most retail traders.
Quick Answer
The best EU-regulated forex brokers offering a Standard Account in 2026 are Exness, XM, Pepperstone. Typical pricing on this account model is 0.6 - 1.2 pips on EUR/USD with None (spread-only), and minimum deposits range from EUR 0 - EUR 250.
What is a Standard Account?
A Standard Account wraps the broker's trading cost into the bid-ask spread rather than charging a separate commission. You see a slightly wider spread than a raw account, but there is nothing else to calculate. This all-in-one model is the most common account type at EU-regulated brokers and is what most new and intermediate traders use. It works well for swing trading, position trading, and any style where a fraction of a pip in cost difference does not materially affect your edge.
Typical Spread
0.6 - 1.2 pips on EUR/USD
Typical Commission
None (spread-only)
Typical Min Deposit
EUR 0 - EUR 250
Typical Features
- ✓EUR/USD spreads from 0.6 to 1.0 pips on average
- ✓Zero commission per trade
- ✓Minimum deposit typically EUR 100 to EUR 250
- ✓Full access to MetaTrader 4, MetaTrader 5, and broker proprietary platforms
- ✓Negative balance protection under ESMA rules
- ✓Standard 30:1 retail leverage on major forex pairs
Pros & Cons
Pros
- ✓Simple pricing — no commission math needed
- ✓Low or zero minimum deposit at many brokers
- ✓Full platform access without restrictions
- ✓Easiest to understand for beginners
- ✓Often the default account with the fewest requirements
Cons
- ✗Wider spreads than raw spread or ECN accounts
- ✗Less cost-efficient for scalpers and very active traders
- ✗Per-trade costs can add up quickly on high-volume strategies
Who Should Use a Standard Account?
Beginners, casual traders, and anyone who prefers simple pricing without commission calculations. Ideal for swing and position traders who hold positions for hours or days where a 0.5 pip spread difference is negligible.
Top 3 Brokers for Standard Account
Full Comparison Table
All EU-regulated brokers offering a standard account, ranked by the quality of their offering for this account model.
| # ▲▼ | Broker ▲▼ | Score ▲▼ | Cost/Lot ▲▼ | Min Deposit ▲▼ | EUR/USD ▲▼ | Max Leverage ▲▼ | Regulators ▲▼ | Platforms ▲▼ | Action |
|---|---|---|---|---|---|---|---|---|---|
| 1 |  | 9.4 | $7.00 | $10 | 0.0 pips (Raw), 0.3 pips (Pro), 1.0 pips (Standard) | Up to 1:2000 | FSASeychelles | MetaTrader 4, MetaTrader 5, Exness Terminal, Exness App | |
| 2 |  | 9.4 | $7.00 | None | 0.0 pips (Razor), 0.69 pips (Standard) | Up to 1:500 | ASICAustralia | MetaTrader 4, MetaTrader 5, cTrader, TradingView | |
| 3 |  IC Markets | 9.1 | $7.00 | $200 | 0.0 pips (Raw Spread), 0.6 pips (Standard) | Up to 1:30 | ASICAustraliaFSASeychelles | MetaTrader 4, MetaTrader 5, cTrader, TradingView | This broker does not accept new clients from your region |
| 4 |  | 9.0 | $6.00 | None | 0.6 pips (Platinum), 0.8 pips (Classic) | Up to 1:30 | ASICAustralia | SaxoTraderGO, SaxoTraderPRO, SaxoInvestor | This broker does not accept new clients from your region |
| 5 |  XTB | 8.8 | $1.00 | None | From 0.1 pips | Up to 1:30 | KNFPolandFCAUKCySECCyprus | xStation 5, xStation Mobile | This broker does not accept new clients from your region |
| 6 |  | 8.7 | $6.00 | $5 | 0.6 pips (Ultra Low), 1.6 pips (Standard) | Up to 1:1000 | ASICAustraliaIFSCBelize | MetaTrader 4, MetaTrader 5, XM App | |
| 7 |  | 8.7 | $9.00 | €100 | 0.9 pips typical | Up to 1:400 | ASICAustraliaFSCASouth AfricaFSAJapan | MetaTrader 4, MetaTrader 5, AvaTradeGO, WebTrader, AvaOptions, AvaSocial | |
| 8 |  | 8.6 | $6.00 | €20 | 0.6 pips average | Up to 1:200 | SCBBahamas | Capital.com Platform, Capital.com App, MetaTrader 4, MetaTrader 5, TradingView | This broker does not accept new clients from your region |
| 9 |  FXTM | 8.4 | $4.00 | $10 | 0.0 pips (ECN Zero), 0.1 pips (ECN), 1.5 pips (Standard) | Up to 1:30 | FSCASouth Africa | MetaTrader 4, MetaTrader 5, FXTM Trader | This broker does not accept new clients from your region |
| 10 | A Admirals | 8.2 | $6.00 | €25 | 0.0 pips (Zero), 0.5 pips (Trade) | Up to 1:30 | CySECCyprusFCAUK | MetaTrader 4, MetaTrader 5, MetaTrader Supreme Edition, SteamTrader | This broker does not accept new clients from your region |
Risk warnings
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. A high percentage of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
79.6% of retail CFD accounts lose money.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. A high percentage of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. A high percentage of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. A high percentage of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. A high percentage of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. A high percentage of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 78.48% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
73% of retail CFD accounts lose money.
72% of retail CFD accounts lose money.
Frequently Asked Questions
What is a Standard forex trading account?
Is a Standard Account good for beginners?
What is the difference between a Standard and Raw Spread account?
How much does a Standard Account cost to trade?
Explore Other Account Types
CFD Risk Warning
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. A high percentage of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
This website is for informational purposes only. The content does not constitute investment advice. Trading leveraged products carries a high level of risk and may not be suitable for all investors. Past performance is not indicative of future results.