Swissquote vs XTB
Head-to-head comparison of fees, platforms, regulation, and trading conditions to help you choose the right EU broker in 2026.
CFD risk warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74-89% of retail investor accounts lose money when trading CFDs.
Quick Verdict
Score Comparison
Trading Conditions
| Condition | Swissquote | XTB |
|---|---|---|
| Min Deposit | CHF 1000 | None |
| EUR/USD Spread | 1.3 pips (Standard), 0.6 pips (Elite) | From 0.1 pips |
| Commission | None (spread-only) | None (spread-only on Standard) / commission on Pro |
| Leverage (Retail) | 30:1 | 30:1 |
| Leverage (Pro) | 100:1 | 200:1 |
| Swap-Free | No | Yes |
| Withdrawal Fee | Free (CHF 10 for international bank transfer) | Free (above minimum threshold) |
Platform Comparison
Swissquote Platforms
- Swissquote Platform
- MetaTrader 4
- MetaTrader 5
Standard, Premium, Prime, Elite
XTB Platforms
- xStation 5
- xStation Mobile
Standard, Pro, Swap-Free
Regulation & Safety
Swissquote Regulation
FINMA
FCA
SFCSwiss Banking Deposit Guarantee up to CHF 100,000
XTB Regulation
KNF
CySECKDPW up to EUR 20,100 / ICF up to EUR 20,000
Overall Verdict
Both brokers score equally overall at 8.8/10. The best choice depends on your specific priorities: review the individual category scores above to decide which broker better fits your trading style.
CFD Risk Warning
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
This website is for informational purposes only. The content does not constitute investment advice. Trading leveraged products carries a high level of risk and may not be suitable for all investors. Past performance is not indicative of future results. EU retail leverage limits apply (ESMA): up to 30:1 on major FX pairs, 20:1 on minor FX, 20:1 on major indices, 10:1 on commodities, 5:1 on equities, 2:1 on crypto.